Construction loan overview

Remember CASH IS KING when it comes to construction loans - before spending cash on land or materials or payoff debts, talk to us first 281-259-8899

We can get you to the closing table with $0 (assuming good credit risks) but we cannot get you into the home project without some assets/reserves (retirement/liquid).

Max to 90% Loan of Appraised value and 90% of cost.
Sometimes less for over $417,000 or not being in title to land for > 12 months or lower credit score.

Construction interest rates depend on credit score and loan amount to appraised value