This section is for builders. We are licensed to originate mortgages anywhere in Texas.

Our services available to you are:

Up to 90% of total cost and 85% of appraised value* financing on residential construction loans.
* total cost is cost of land and construction
* if 85% of appraised value is lower than 90% of cost, then 85% of value is used
* location of property and borrower can affect 90% & 85% amounts

Generally credit score of 680* is required.

For loans over $550,000 the loan to appraised value needs to be 80%* or lower.
Some exceptions apply but are not the norm.

We have a few construction lenders that will consider middle credit score down to 650.

Equity in land/lot can be used for "down-payment"

We can be reached at 281-259-8899